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A handy expense tracker for groups

Settl: Split Bills & Expenses is a free finance app that makes it easy to track shared expenses. Sometimes, it can feel awkward to pull out a calculator and figure out how much everyone needs to pay. This app makes the whole process much smoother. 

Settl: Split Bills & Expenses is great for managing shared expenses with roommates, whether it's rent, utilities, or other household costs. It's also useful for splitting restaurant bills with friends, planning family trips, or handling group expenses for school, fitness, and more. Once everyone is added to a group, it's easy to keep everyone in the loop.

No more guessing who owes what 

On the Home screen of Settl: Split Bills & Expenses, you can quickly see how much others owe you and how much you owe them. The interface is clean, straightforward, and easy to navigate. From there, you also have quick action buttons to add a new expense, create a new group, or add friends. You can even share an invite link to make it easier for others to join. 

Creating groups is simple. Just add members, record expenses, and instantly see who paid for what, who owes whom, and how everything is split. The app supports different categories like travel, school, fitness, home, and more, making it flexible for different situations. It also supports multiple currencies, including USD, EUR, INR, GBP, and AED. It’s a reliable tool if you want transparency. 

No more feeling awkward sending messages to remind people about payments. The app lets you send quick nudges whenever there's an unsettled balance. In the free version, however, it has usage limits. If you want unlimited nudges, you need to upgrade to Pro, which also unlocks other advanced features such as deeper spending insights and full access to your expense history.  

Splitting bills with ease 

Overall, Settl: Split Bills & Expenses is best suited for people who often manage shared expenses, whether with roommates, friends, family, or travel groups. Even with a few limitations in the free version, it covers the essentials well enough to make tracking and settling costs much less of a chore. It's a practical choice for anyone who wants a more organized way to handle group spending. 

  • Pros

    • Clean and intuitive interface
    • Keeps track of each person's share
    • Easy group creation
    • Supports multiple currencies
    • See balances at a glance
  • Cons

    • Full expense history and deep spending insights requires Pro
    • Payment nudges are limited in the free version
 0/7

App specs

  • License

    Free

  • Version

    1.1.0

  • Latest update

  • Platform

    Android

  • OS

    Android 10.0

  • Language

    English

  • Downloads

    4

    Last month's downloads

    • 4
  • Size

    83.52 MB

  • Developer

  • Download Options

    APK, Google Play

  • Filename

    appflock.settl.app_1.1.0.xapk


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Is Settl: Split Bills & Expenses safe?

100/100

Score result: Clean

This file passed a comprehensive security scan using VirusTotal technology. It is safe to download.

  • Virus free
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  • Malware free
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Scan Info

Last scan
Thursday, July 16, 2026
Scan provider
VirusTotal · Full report

File Integrity

File
appflock.settl.app_1.1.0.xapk
SHA256
71ca96770832b73b8d563300e6440399a704cbf6bba44d45e8b8eda3916ef5cc
SHA1
71f0536509e70ed86dd21845346c0750c2dbd8e4

Softonic security commitment

Settl: Split Bills & Expenses has been thoroughly scanned by our advanced security systems and verified by industry-leading partners. This file comes from the official developer and has passed all our security checks, showing no signs of viruses, malware, or spyware. For more information, visit our Security and Trust Center